Palisades Collection, LLC
“Notably, the most common plaintiff, Palisades Collection, LLC, claims to have purchased a large portfolio of defaulted debt from AT&T Wireless when that company merged with Cingular in 2004. It is...
View ArticleDefault Judgments in NYC
“In 81.8% of cases reviewed in our study, the court entered a default judgment against the defendant. A default judgment is a judgment based not on the merits of the case, but on the fact that a party...
View ArticleJunk Debt Buyer & Original Creditor Balance
I lost my engineer job for about 4 years and ran up CC debt. I’ve handled all but one, Sears, originally for $9800. LVNV apparantly bought it, and hired Weltman, Weinberg & Reis (WWR) Co. to...
View ArticleClik here to view.
How To Stop The Junk Debt Buyer Bully
Here’s the deal. I charged CC debt to close to $5000 on my Visa. My limit was $5000. I got behind a few months, but continued to make payments, just wasn’t making the minimum monthly because that...
View ArticleI’m Not Interested In This 18 Year Old
About six months ago I paid off all my debt and now have an excellent credit score (YAY!!!). Recently, though, I received a notice from a company (junk debt buyer I’m assuming from the blog) about a 18...
View ArticleKristi’s Extortion
Hi Paul! Okay… I feel like I have hit a jack pot! So, you are either going to burst my bubble, or … suggest a course of action! A 1900.00 CC debt keeps popping up on my CR. My credit limit for that...
View ArticleI Received A Summons Today
Received a summons today with 30 days to respond. Its a Credit Card Debt to Captl One and to the best of my knowledge its my debt. I can’t pay the debt right now. -Should I respond to the Summons?...
View ArticlePost-foreclosure Anagnorisis
Hi Paul, the story started back in 2005. I had a friend who had a bad credit rating due to failed business. He was working fine and earning money and asked me to help him in purchasing a house. We...
View ArticleJunk Debt Buyer vs. Consumer
Hey Paul! Being sued by a JDB, have answered summons, requested discovery, gotten their response to my discovery and objections to all my requests for discovery. I asked for the usual – original...
View ArticleDebt Collection after a 1099-C
First of all I want to say you have an excellent and very informative web site. I have a question that I think will stump you. Let’s assume I have a credit card with a credit card company. Let’s...
View Article
